Insurance Underwriters
Also called:
Underwriter, Account Underwriter, Customer Service Representative, Personal Lines Underwriter
What they do:
Review individual applications for insurance to evaluate degree of risk involved and determine acceptance of applications.
On the job, you would:
- Decrease value of policy when risk is substandard and specify applicable endorsements or apply rating to ensure safe profitable distribution of risks, using reference materials.
- Decline excessive risks.
- Write to field representatives, medical personnel, and others to obtain further information, quote rates, or explain company underwriting policies.
Health
Arts and Humanities
Business
- customer service
- administrative services
Math and Science
- arithmetic, algebra, geometry, calculus, or statistics
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Basic Skills
- listening to others, not interrupting, and asking good questions
- reading work related information
Problem Solving
- noticing a problem and figuring out the best way to solve it
People and Technology Systems
- thinking about the pros and cons of different options and picking the best one
- figuring out how a system should work and how changes in the future will affect it
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Verbal
- read and understand what is written
- listen and understand what people say
Ideas and Logic
- make general rules or come up with answers from lots of detailed information
- use rules to solve problems
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People interested in this work like activities that include data, detail, and regular routines.
They do well at jobs that need:
- Attention to Detail
- Integrity
- Dependability
- Analytical Thinking
- Self Control
- Cooperation
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You might use software like this on the job:
Enterprise resource planning ERP software
- Anodas Software Limited Phoenix
- Consilience Software Maven Insurance Automation Suite
Financial analysis software
- Fiserv Advanced Underwriting
- LabOne NET
Spreadsheet software
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bachelor's degree or
associate's degree
usually needed
Get started on your career:
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New job opportunities are less likely in the future.
$62,870
per year, on average
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You might like a career in one of these industries:
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