Insurance Underwriters

risk insurance conventional interests information comprehension english language acceptance of applications application for insurance accuracy of records

Account Underwriter, Life Underwriter, Personal Lines Underwriter, Underwriter

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Financial Management Officer
Statistical Data Analyst
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What they do:
Review individual applications for insurance to evaluate degree of risk involved and determine acceptance of applications.
On the job, you would:
  • Examine documents to determine degree of risk from factors such as applicant health, financial standing and value, and condition of property.
  • Decline excessive risks.
  • Write to field representatives, medical personnel, or others to obtain further information, quote rates, or explain company underwriting policies.

Knowledge

Arts and Humanities

  • English language

Business

  • customer service
  • sales and marketing

Math and Science

  • arithmetic, algebra, geometry, calculus, or statistics

Skills

Basic Skills

  • listening to others, not interrupting, and asking good questions
  • reading work related information

Problem Solving

  • noticing a problem and figuring out the best way to solve it

People and Technology Systems

  • thinking about the pros and cons of different options and picking the best one

Abilities

Verbal

  • read and understand what is written
  • communicate by writing

Ideas and Logic

  • make general rules or come up with answers from lots of detailed information
  • use rules to solve problems

Personality

People interested in this work like activities that include data, detail, and regular routines.

They do well at jobs that need:

  • Integrity
  • Attention to Detail
  • Analytical Thinking
  • Dependability
  • Achievement/Effort
  • Cooperation

Technology

You might use software like this on the job:

Data base user interface and query software

  • Database software
  • Microsoft Access Hot Technology

Presentation software

  • Microsoft PowerPoint Hot Technology In Demand

Financial analysis software

  • Delphi Technology
  • Valen Technologies Risk Manager

Education

Education: (rated 4 of 5)
bachelor's degree
usually needed

Get started on your career:

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Job Outlook

Below Average
New job opportunities are less likely in the future.
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