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Credit Authorizers, Checkers, & Clerks

Also called: Commercial Credit Reviewer, Credit Investigator, Credit Processor, Credit Representative

Where in the military? In the military: see titles from the Army.

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What they do:
Authorize credit charges against customers' accounts. Investigate history and credit standing of individuals or business establishments applying for credit. May interview applicants to obtain personal and financial data, determine credit worthiness, process applications, and notify customers of acceptance or rejection of credit.
On the job, you would:
  • Keep records of customers' charges and payments.
  • Compile and analyze credit information gathered by investigation.
  • Obtain information about potential creditors from banks, credit bureaus, and other credit services, and provide reciprocal information if requested.

Knowledge

Business
  • customer service
  • administrative services
Arts and Humanities
  • English language
Math and Science
  • arithmetic, algebra, geometry, calculus, or statistics
Safety and Government
  • law and government

Skills

Basic Skills
  • listening to others, not interrupting, and asking good questions
  • talking to others
Problem Solving
  • noticing a problem and figuring out the best way to solve it

Abilities

Verbal
  • communicate by speaking
  • listen and understand what people say
Ideas and Logic
  • notice when problems happen
  • make general rules or come up with answers from lots of detailed information

Personality

People interested in this work like activities that include data, detail, and regular routines.
They do well at jobs that need:
  • Integrity
  • Cooperation
  • Dependability
  • Attention to Detail
  • Self Control
  • Stress Tolerance

Technology

You might use software like this on the job:

Spreadsheet software
  • Microsoft Excel Hot Technology
  • Spreadsheet programs
Electronic mail software
  • Email software
  • Microsoft Outlook Hot Technology
Financial analysis software
  • Equifax software
  • Experian software

Education

Education: (rated 2 of 5)

Get started on your career:

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Job Outlook

Below Average Outlook
New job opportunities are less likely in the future.
Salary
$40,100
$26,950
$60,570
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See more details at O*NET OnLine about credit authorizers, checkers, and clerks.