Whether for your car,
your house,
or your life…
protecting assets in case of accidents
or other harm is the purpose of insurance…
and insurance sales agents help people
get the right insurance for their needs.
Insurance sales agents
sell different types of insurance coverage.
For people and businesses,
they sell policies that cover financial loss
due to accidents, fire, theft,
and other events.
Life insurance is sold
to be paid to beneficiaries
when the covered person dies;
health and long-term care insurance
cover medical care costs.
Agents hold meetings with current
and prospective clients
to discuss finances,
analyze clients’ circumstances,
and explain different options.
They make calls and advertise
to attract new clients,
and maintain detailed electronic
and paper records.
Earnings for insurance sales agents
are often structured differently
than many jobs:
most independent agents
sell policies from a variety of companies,
and are paid based on what they sell.
Those employed by agencies
or insurance carriers are paid a salary,
and may earn a bonus
for meeting sales goals.
Insurance sales agents
usually work full time,
and often schedule evening
and weekend appointments.
A high school diploma is typically required
for insurance sales agents,
although a bachelor’s degree
can improve job prospects.
Agents must be licensed
in the states where they work.