Credit Counselors
Accredited Financial Counselor, Certified Credit Counselor, Financial Coach, Housing Counselor
What they do:
Advise and educate individuals or organizations on acquiring and managing debt. May provide guidance in determining the best type of loan and explain loan requirements or restrictions. May help develop debt management plans or student financial aid packages. May advise on credit issues, or provide budget, mortgage, bankruptcy, or student financial aid counseling.
On the job, you would:
- Create debt management plans, spending plans, or budgets to assist clients to meet financial goals.
- Assess clients' overall financial situations by reviewing income, assets, debts, expenses, credit reports, or other financial information.
- Calculate clients' available monthly income to meet debt obligations.
Knowledge
Business
- customer service
- administrative services
Arts and Humanities
- English language
Education and Training
- teaching and course design
Math and Science
- arithmetic, algebra, geometry, calculus, or statistics
Skills
Basic Skills
- listening to others, not interrupting, and asking good questions
- reading work related information
Problem Solving
- noticing a problem and figuring out the best way to solve it
People and Technology Systems
- thinking about the pros and cons of different options and picking the best one
- measuring how well a system is working and how to improve it
Abilities
Verbal
- communicate by speaking
- communicate by writing
Ideas and Logic
- use rules to solve problems
- make general rules or come up with answers from lots of detailed information
Math
- add, subtract, multiply, or divide
- choose the right type of math to solve a problem
Personality
People interested in this work like activities that include data, detail, and regular routines.
They do well at jobs that need:
- Sincerity
- Empathy
- Self-Control
- Social Orientation
- Cooperation
- Cautiousness
Technology
You might use software like this on the job:
Data base user interface and query software
- CoreLogic DebtorTrace
- Microsoft Access Hot Technology
Presentation software
- Microsoft PowerPoint Hot Technology In Demand
Financial analysis software
- Freddie Mac Loan Prospector
- Prime Debt Software Credit Repair
Education
Education: (rated 3 of 4)
bachelor's degree or
high school diploma/GED
usually needed
high school diploma/GED
usually needed
Job Outlook
Average
New job opportunities are likely in the future.
Explore More
- Credit Analysts
- Credit Authorizers, Checkers, & Clerks
- Loan Interviewers & Clerks
- Loan Officers
- Personal Financial Advisors
You might like a career in one of these industries:
See more details at O*NET OnLine about Credit Counselors.