Credit Counselors
Certified Consumer Credit and Housing Counselor, Certified Credit Counselor, Credit Counselor, Housing Counselor
What they do:
Advise and educate individuals or organizations on acquiring and managing debt. May provide guidance in determining the best type of loan and explain loan requirements or restrictions. May help develop debt management plans or student financial aid packages. May advise on credit issues, or provide budget, mortgage, bankruptcy, or student financial aid counseling.
On the job, you would:
- Calculate clients' available monthly income to meet debt obligations.
- Explain services or policies to clients, such as debt management program rules, advantages and disadvantages of using services, or creditor concession policies.
- Create debt management plans, spending plans, or budgets to assist clients to meet financial goals.
Knowledge
Business
- customer service
- administrative services
Arts and Humanities
- English language
Math and Science
- arithmetic, algebra, geometry, calculus, or statistics
- psychology
Education and Training
- teaching and course design
Skills
Basic Skills
- talking to others
- listening to others, not interrupting, and asking good questions
Problem Solving
- noticing a problem and figuring out the best way to solve it
Social
- looking for ways to help people
- talking people into changing their minds or their behavior
Abilities
Verbal
- communicate by speaking
- listen and understand what people say
Ideas and Logic
- make general rules or come up with answers from lots of detailed information
- notice when problems happen
Math
- add, subtract, multiply, or divide
- choose the right type of math to solve a problem
Personality
People interested in this work like activities that include data, detail, and regular routines.
They do well at jobs that need:
- Integrity
- Dependability
- Concern for Others
- Attention to Detail
- Self Control
- Cooperation
Technology
You might use software like this on the job:
Data base user interface and query software
- CoreLogic DebtorTrace
- Microsoft Access
Presentation software
- Microsoft PowerPoint
Financial analysis software
- Freddie Mac Loan Prospector
- Prime Debt Software Credit Repair
Education
Education: (rated 4 of 5)
bachelor's degree or
high school diploma/GED
usually needed
high school diploma/GED
usually needed
Job Outlook
Bright
New job opportunities are very likely in the future.
Explore More
- Credit Analysts
- Credit Authorizers, Checkers, & Clerks
- Loan Interviewers & Clerks
- Loan Officers
- Personal Financial Advisors
You might like a career in one of these industries:
See more details at O*NET OnLine about credit counselors.