Credit Authorizers, Checkers, & Clerks

information conventional interests customer authorize charges interview applicants financial data personal service payment ask questions documentation

Commercial Credit Reviewer, Credit Investigator, Credit Processor, Credit Representative

What they do:
Authorize credit charges against customers' accounts. Investigate history and credit standing of individuals or business establishments applying for credit. May interview applicants to obtain personal and financial data, determine credit worthiness, process applications, and notify customers of acceptance or rejection of credit.
On the job, you would:
  • Keep records of customers' charges and payments.
  • Compile and analyze credit information gathered by investigation.
  • Obtain information about potential creditors from banks, credit bureaus, and other credit services, and provide reciprocal information if requested.

Knowledge

Business

  • customer service
  • administrative services

Arts and Humanities

  • English language

Math and Science

  • arithmetic, algebra, geometry, calculus, or statistics

Safety and Government

  • law and government

Skills

Basic Skills

  • listening to others, not interrupting, and asking good questions
  • reading work related information

Social

  • understanding people's reactions
  • changing what is done based on other people's actions

Abilities

Verbal

  • listen and understand what people say
  • communicate by speaking

Ideas and Logic

  • notice when problems happen
  • make general rules or come up with answers from lots of detailed information

Personality

People interested in this work like activities that include data, detail, and regular routines.

They do well at jobs that need:

  • Integrity
  • Cooperation
  • Dependability
  • Attention to Detail
  • Self Control
  • Stress Tolerance

Technology

You might use software like this on the job:

Spreadsheet software

  • Microsoft Excel Hot Technology In Demand
  • Spreadsheet programs

Presentation software

  • Microsoft PowerPoint Hot Technology In Demand

Electronic mail software

  • Email software
  • Microsoft Outlook Hot Technology In Demand

Education

Education: (rated 2 of 5)

Get started on your career:

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Job Outlook

Below Average
New job opportunities are less likely in the future.
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