In the Air Force:
Financial Management; Financial Management and Comptroller; Financial Management and Comptroller Apprentice; Financial Management and Comptroller Craftsman; Financial Management and Comptroller Helper; Financial Management and Comptroller Journeyman; Financial Management and Comptroller Superintendent
Financial examiners work hard to prevent financial crises from occurring. They make sure that banks and other financial institutions follow laws and regulations that keep institutions operating securely and protect consumers’ interests. Financial examiners review balance sheets, evaluate the risk level of loans, and assess bank management. Typically, they specialize in either risk assessment or consumer compliance. Those working in risk assessment evaluate financial institutions’ health. Examiners evaluate bank managers’ performance… ensuring that banks and other financial institutions offer safe loans and that they have enough cash on hand to manage unexpected losses. This helps ensure the financial system remains stable. Financial examiners working in consumer compliance ensure that borrowers are treated fairly. They help borrowers avoid “predatory loans” that generate profit for banks through high interest payments and are risky for borrowers. Examiners also ensure that banks do not discriminate against borrowers. Most financial examiners work full time, in offices, and frequently travel to inspect banks. Typically financial examiners need a bachelor’s degree with some coursework in accounting, finance, economics, or a related field. Examiners who work for the Federal Deposit Insurance Corporation typically need at least six semester hours in accounting. Once hired, financial examiners typically receive at least one year of on-the-job training… entry-level workers learn under the supervision of senior examiners.
What they do:
Enforce or ensure compliance with laws and regulations governing financial and securities institutions and financial and real estate transactions. May examine, verify, or authenticate records.
On the job, you would:
Direct and participate in formal and informal meetings with bank directors, trustees, senior management, counsels, outside accountants, and consultants to gather information and discuss findings.
Recommend actions to ensure compliance with laws and regulations, or to protect solvency of institutions.
Prepare reports, exhibits, and other supporting schedules that detail an institution's safety and soundness, compliance with laws and regulations, and recommended solutions to questionable financial conditions.
Arts and Humanities
accounting and economics
Safety and Government
law and government
Math and Science
arithmetic, algebra, geometry, calculus, or statistics
reading work related information
thinking about the pros and cons of different ways to solve a problem
noticing a problem and figuring out the best way to solve it
People and Technology Systems
thinking about the pros and cons of different options and picking the best one
figuring out how a system should work and how changes in the future will affect it
read and understand what is written
communicate by speaking
Ideas and Logic
make general rules or come up with answers from lots of detailed information
use rules to solve problems
choose the right type of math to solve a problem
add, subtract, multiply, or divide
see hidden patterns
People interested in this work like activities that include leading, making decisions, and business.
They do well at jobs that need:
Attention to Detail
You might use software like this on the job:
Financial analysis software
Financial transaction analysis software
ODEN Insurance Services State Rules & Regulations
Project management software
bachelor's degree usually needed
Get started on your career:
New job opportunities are very likely in the future.